Local Guides25 Pros and Cons of living in Illinois
25 Pros of Living in Illinois
Illinois, located in the Midwest, offers a mix of urban excitement, small-town charm, and natural beauty. The state has something for everyone, from the bustling city of Chicago to its vast farmlands and serene lakes. Below, we explore 25 pros of living in Illinois, highlighting why so many people choose to call the Land of Lincoln home.
1. Access to Chicago’s World-Class Amenities
Chicago, the largest city in Illinois, is one of the most culturally rich cities in the world. From the Art Institute of Chicago to the Field Museum, the city offers a range of world-class museums, galleries, and cultural institutions. Sports fans can enjoy games from professional teams like the Chicago Bears, Bulls, and Cubs, while foodies will appreciate Chicago’s diverse dining scene, including its famous deep-dish pizza. With top-tier theater productions, live music, and festivals like Lollapalooza, Chicago provides a never-ending array of activities for residents. Living in Illinois gives you access to all of this without necessarily having to live within the city itself.
2. Affordable Cost of Living in Rural Areas
While Chicago can be expensive, much of Illinois is highly affordable, particularly in rural areas and smaller towns. The cost of housing, groceries, and utilities in these parts of the state is lower than the national average, allowing for a more comfortable lifestyle on a budget. If you prefer a quieter, slower-paced environment, Illinois offers affordable living in areas surrounded by nature, farmland, and small communities. This affordability is a significant draw for families, retirees, and those seeking a balance between work and personal life.
3. Rich Historical and Architectural Heritage
Illinois is steeped in history, from Abraham Lincoln’s legacy to its important role in the Civil Rights Movement. Cities like Springfield offer a deep dive into the state’s history, with landmarks such as the Lincoln Home National Historic Site and the Abraham Lincoln Presidential Library and Museum. Chicago is also known for its stunning architecture, from the Willis Tower (formerly Sears Tower) to the Frank Lloyd Wright homes in Oak Park. Whether you’re interested in history or architecture, Illinois provides plenty of opportunities to explore the past and appreciate iconic designs.
4. Diverse Job Market
Illinois boasts a diverse economy with strong sectors in finance, healthcare, education, technology, and manufacturing. Chicago is a major financial hub, home to several Fortune 500 companies, while smaller cities like Rockford and Peoria offer opportunities in manufacturing and agriculture. The University of Illinois system also contributes to the state’s economy, providing research and development jobs and fostering innovation. The variety of industries ensures that residents can find job opportunities across different fields, making Illinois an attractive state for professionals at all career stages.
5. Access to Lake Michigan and Water Recreation
Lake Michigan, one of the largest freshwater lakes in the world, provides Illinois residents with endless recreational opportunities. Chicago’s lakefront offers miles of public beaches, parks, and bike trails, perfect for summer activities like swimming, boating, and fishing. The lake also serves as a backdrop for various festivals and events throughout the year, creating a vibrant waterfront atmosphere. Residents in cities like Evanston and Waukegan also enjoy easy access to the lake, making Illinois a great place for those who love water sports and outdoor activities.
6. Central Location for Travel
Illinois’ central location in the U.S. makes it an ideal base for travel. Chicago’s O’Hare International Airport is one of the busiest airports in the world, offering flights to nearly every major city domestically and internationally. The state’s extensive highway system connects Illinois to neighboring states, allowing residents to easily travel by car to places like Indiana, Wisconsin, and Missouri. Whether for business or leisure, living in Illinois makes national and international travel convenient and accessible.
7. Four Distinct Seasons
Illinois offers the full experience of all four seasons, allowing residents to enjoy different weather patterns and seasonal activities throughout the year. Winters bring snow, perfect for those who enjoy skiing, ice skating, and cozying up indoors. Spring and fall offer mild temperatures and beautiful natural scenery, particularly during fall when the state’s forests and parks are painted in vibrant autumn colors. Summers are warm, allowing for outdoor festivals, barbecues, and lake activities. For those who appreciate variety in weather, Illinois provides a true four-season experience.
8. Strong Public and Private Education Options
Illinois is home to several highly regarded public and private schools, making it an excellent place for families prioritizing education. The state offers strong K-12 public school districts, particularly in suburban areas around Chicago. Additionally, Illinois is home to top-tier universities such as the University of Chicago, Northwestern University, and the University of Illinois. These institutions are known for their academic excellence and research opportunities, contributing to a robust higher education system. Whether you’re raising children or pursuing higher education yourself, Illinois offers access to quality learning environments.
9. Cultural Diversity
Illinois is a diverse state, particularly in larger cities like Chicago, where residents come from all over the world. This diversity enriches the cultural fabric of the state, bringing different traditions, languages, and cuisines to the forefront. Residents can enjoy food from nearly every corner of the globe, attend multicultural festivals, and experience a wide range of cultural traditions. This diversity also extends to art, music, and theater, making Illinois a vibrant and inclusive place to live.
10. Vibrant Music Scene
Illinois, particularly Chicago, has a rich musical history and a thriving contemporary music scene. The state is the birthplace of blues and jazz legends, and these genres continue to influence local artists. Chicago hosts famous music festivals like Lollapalooza, the Chicago Blues Festival, and the Pitchfork Music Festival, offering residents a chance to enjoy live performances from top artists. Smaller venues across the state also cater to indie, rock, and classical music lovers, providing a variety of live entertainment options.
11. Excellent Sports Culture
Sports enthusiasts will find plenty to cheer for in Illinois. Chicago is home to several professional sports teams, including the Chicago Cubs, Chicago White Sox, Chicago Bears, Chicago Bulls, and Chicago Blackhawks. Whether you’re a fan of baseball, football, basketball, or hockey, Illinois has teams that inspire fierce loyalty from their fans. Attending live games at iconic venues like Wrigley Field or Soldier Field is a quintessential experience for sports lovers. The state also supports college and high school sports, making athletics a major part of Illinois’ culture.
12. Access to High-Quality Healthcare
Illinois is home to some of the nation’s best healthcare facilities, including Northwestern Memorial Hospital, Rush University Medical Center, and the University of Chicago Medical Center. These top-tier hospitals offer cutting-edge medical treatments, advanced research, and specialized care in various fields. Residents have access to comprehensive healthcare services, from routine checkups to complex surgeries, without needing to travel out of state. Illinois’ strong healthcare system ensures that residents receive quality care when they need it.
13. Strong Infrastructure
Illinois has invested heavily in its infrastructure, with a well-maintained network of highways, railroads, and public transportation systems. Chicago’s “L” train system and Metra commuter rail make it easy to navigate the city and its suburbs, while Amtrak services provide convenient travel across the state and beyond. The state’s highways connect major cities and rural areas, making driving relatively easy for residents. These infrastructure investments make commuting and traveling within Illinois efficient and accessible.
14. Thriving Agriculture Industry
Illinois is one of the top agricultural states in the U.S., producing significant amounts of corn, soybeans, and wheat. The state’s rich farmland not only contributes to the national food supply but also supports local farmers’ markets and agritourism. Residents can enjoy fresh, locally grown produce and participate in seasonal events like apple picking, pumpkin festivals, and county fairs. The agriculture industry also provides job opportunities for those interested in farming, food production, or environmental sustainability.
15. Small-Town Charm
While Chicago grabs much of the attention, Illinois is also home to charming small towns that offer a slower, more relaxed pace of life. Towns like Galena, Geneva, and Woodstock are known for their historic architecture, quaint downtowns, and welcoming communities. Residents of these small towns enjoy a tight-knit atmosphere, local festivals, and the natural beauty of nearby parks and rivers. For those looking to escape the hustle and bustle of city life, Illinois’ small towns provide a peaceful and picturesque alternative.
16. Strong Community Spirit
Illinois is known for its strong sense of community, particularly in its suburban and rural areas. Residents often come together for local events, neighborhood gatherings, and charity efforts. This sense of community fosters a supportive environment where neighbors look out for one another. Whether it’s volunteering at a local food bank, participating in a community festival, or attending a school event, residents in Illinois often find a sense of belonging and camaraderie.
17. Great Place for Food Lovers
Illinois is a food lover’s paradise, offering a wide variety of culinary experiences. Chicago is known for its iconic dishes like deep-dish pizza, Chicago-style hot dogs, and Italian beef sandwiches, but the state’s food scene extends far beyond the city’s borders. Illinois’ rich agricultural history supports a vibrant farm-to-table movement, with local restaurants serving fresh, seasonal ingredients. Food festivals, farmers’ markets, and diverse dining options make Illinois an exciting place to explore new flavors.
18. Low Unemployment Rate
Illinois has a relatively low unemployment rate, thanks in part to its diverse economy and strong job market. The state’s major industries, including finance, healthcare, manufacturing, and education, provide stable employment opportunities for residents. The growth of tech startups and innovation hubs, particularly in
Chicago, has also contributed to job creation. For job seekers, Illinois offers a variety of opportunities across different sectors, making it easier to find employment and build a career.
19. Affordable Higher Education Options
In addition to its prestigious private universities, Illinois offers affordable public higher education options through the University of Illinois system, Illinois State University, and community colleges across the state. These institutions provide high-quality education at a fraction of the cost of private schools, making higher education accessible to a broader range of students. In-state tuition rates and financial aid options make it easier for Illinois residents to pursue degrees and certifications without accumulating overwhelming debt.
20. Growing Tech Industry
Illinois, particularly Chicago, has become a growing hub for technology and innovation. The tech sector has expanded rapidly in recent years, with startups and established companies alike finding success in areas such as fintech, health tech, and software development. The state’s universities and innovation centers contribute to this growth, fostering new talent and ideas. For tech professionals and entrepreneurs, Illinois offers ample opportunities for career growth and networking.
21. Parks and Green Spaces
Illinois is home to numerous parks, nature reserves, and green spaces, offering residents plenty of opportunities to enjoy the outdoors. The state’s forest preserves, state parks, and recreational areas provide hiking, camping, and fishing activities, while Chicago’s extensive park system offers urban residents access to gardens, walking trails, and sports fields. Whether you prefer a stroll through Millennium Park or a weekend getaway to Shawnee National Forest, Illinois’ natural beauty is easily accessible.
22. Strong Business Environment
Illinois has a business-friendly environment that attracts companies of all sizes. Chicago, in particular, is a major financial and commercial center, home to Fortune 500 companies, startups, and multinational corporations. The state’s central location, skilled workforce, and strong infrastructure make it an attractive place for businesses to set up operations. Illinois’ diverse economy and support for entrepreneurship contribute to its reputation as a business-friendly state, offering job opportunities and economic growth.
23. Rich Cultural and Art Scene
Illinois is home to a vibrant cultural and art scene, from Chicago’s renowned museums and theaters to smaller galleries and community art programs throughout the state. The Art Institute of Chicago is one of the oldest and most respected museums in the country, while the Chicago Symphony Orchestra and the Joffrey Ballet provide world-class performances. For residents who appreciate art, theater, and music, Illinois offers a wealth of cultural experiences to explore.
24. Access to Excellent Public Libraries
Illinois boasts an extensive public library system, offering residents access to a wealth of educational resources, events, and community programs. Libraries like the Chicago Public Library and the Oak Park Public Library provide access to books, technology, and classes that benefit residents of all ages. Public libraries often serve as community hubs, offering free events, reading programs, and workshops that bring neighbors together. For book lovers and lifelong learners, Illinois’ public libraries are a valuable asset.
25. Family-Friendly Environment
Illinois is a great place for families, offering excellent schools, safe neighborhoods, and plenty of family-friendly activities. Many suburban areas are known for their parks, playgrounds, and recreational programs designed for children and families. The state also hosts family-oriented events, from county fairs to holiday festivals. Illinois’ commitment to education and community makes it an ideal location for raising children, with plenty of opportunities for both learning and play.
25 Cons of Living in Illinois
While Illinois offers many advantages, such as its cultural richness and access to major urban amenities, it also comes with its share of drawbacks. From high taxes to unpredictable weather, there are several challenges to consider when thinking about living in the Prairie State. Here, we explore 25 cons of living in Illinois to give you a complete picture of what life in this Midwest state can be like.
1. High Property Taxes
One of the most significant downsides of living in Illinois is its high property taxes, which are among the highest in the United States. Property owners in the state face annual tax bills that can strain household budgets, particularly in Chicago and its suburbs. Even in smaller towns, the property tax burden can be considerable, making homeownership expensive, especially for first-time buyers or those on a fixed income. For those looking to minimize taxes, Illinois may not be the best choice.
2. Harsh Winters
Illinois is known for its bitterly cold winters, particularly in the northern regions and around Chicago. Snowstorms, ice, and freezing temperatures are common from December through March, making winter a long and challenging season. Residents often have to deal with snow removal, icy roads, and high heating costs. For people unaccustomed to cold climates, Illinois’ winters can be difficult to tolerate and may limit outdoor activities for a significant portion of the year.
3. High Sales Tax
In addition to high property taxes, Illinois also has one of the highest combined state and local sales tax rates in the country. The base state sales tax is 6.25%, but local taxes can push the total rate to over 10% in some areas, particularly in Chicago. This adds to the cost of everyday purchases, making living expenses higher than in many other states. For consumers on a budget, Illinois’ high sales tax can be a financial burden.
4. High Cost of Living in Chicago
While much of Illinois offers affordable living, Chicago and its surrounding suburbs have a high cost of living. Housing, utilities, transportation, and everyday expenses are all higher in the city, making it one of the most expensive places to live in the Midwest. For those looking to live in the heart of Chicago, the cost of renting or buying property can be prohibitively expensive, particularly in popular neighborhoods like Lincoln Park, Lakeview, and the Gold Coast.
5. Traffic Congestion in Chicago
Chicago is notorious for its traffic congestion, particularly during rush hours. Commuters often face long delays on major highways like I-90, I-94, and I-290, as well as on local streets. The city’s public transportation system, while extensive, can also experience delays, especially during winter storms or construction projects. Traffic congestion is a major downside for those living in or near the city, adding stress to daily commutes and contributing to longer travel times.
6. Budget and Pension Crisis
Illinois has faced ongoing financial challenges, including a significant state budget deficit and pension crisis. The state’s underfunded pension system has led to budget shortfalls, forcing cuts in public services and education. These financial issues have also contributed to higher taxes and concerns about the long-term economic health of the state. For residents, this fiscal instability can result in uncertainty regarding public services, infrastructure, and future tax increases.
7. Declining Population in Some Areas
While Chicago continues to grow, many other areas of Illinois are experiencing population decline. Small towns and rural areas, in particular, have seen a drop in population due to a lack of job opportunities and younger residents moving to larger cities or out of state. This population decline has led to reduced economic activity in these regions, impacting local businesses, schools, and public services. For those looking to live in smaller communities, the shrinking population can be a drawback.
8. Public Corruption
Illinois, particularly Chicago, has a long history of political corruption. High-profile cases of bribery, fraud, and misconduct have plagued the state’s government for decades. This legacy of corruption has fostered a sense of distrust among some residents toward local and state officials. While efforts have been made to combat corruption, it remains a concern for many Illinois residents, impacting public perception of the government and its effectiveness.
9. Limited Job Growth in Some Regions
While Illinois has a diverse economy, job growth in certain regions, particularly rural areas and smaller cities, has been stagnant. Many manufacturing jobs have disappeared, and opportunities in industries like agriculture and retail have declined. This lack of job growth can make it difficult for residents in these regions to find stable, well-paying employment, forcing many to relocate to larger cities or out of state in search of better opportunities.
10. Rising Crime Rates in Some Areas
While many parts of Illinois are safe, certain areas, particularly in Chicago, have high crime rates. Violent crime and property crime are ongoing concerns in some neighborhoods, leading to safety issues for residents. The city has made efforts to address crime, but certain areas still experience higher-than-average rates of violence. For those living in or near high-crime areas, this can affect quality of life and lead to concerns about personal safety and property protection.
11. Poor Air Quality in Chicago
Chicago’s large industrial base, coupled with traffic congestion, contributes to poor air quality, particularly during the summer months. Residents may experience higher levels of smog and pollution, which can exacerbate respiratory conditions like asthma or allergies. For those with pre-existing health conditions or sensitivities to air pollution, living in Chicago may pose challenges, especially during periods of poor air quality.
12. High Energy Costs
Residents of Illinois, particularly those in northern parts of the state, often face high energy costs, especially during the winter months. Heating bills can skyrocket as temperatures drop, and summer air conditioning costs can also be substantial. While some areas offer energy assistance programs, the overall cost of utilities in Illinois can be higher than in other states, placing additional financial pressure on households.
13. Tornado Risk in Central and Southern Illinois
Central and southern Illinois are part of Tornado Alley, meaning that residents in these regions face the risk of tornadoes during the spring and summer months. Tornadoes can cause significant property damage and pose a threat to personal safety. While Illinois has emergency alert systems and preparedness plans in place, the risk of severe weather is a concern for those living in tornado-prone areas.
14. Limited Outdoor Recreation in Winter
While Illinois offers a variety of outdoor activities during the warmer months, winters can limit outdoor recreation options, particularly in northern regions where snow and ice are common. The long, cold winters make it difficult to enjoy activities like hiking, camping, or boating for several months of the year. For residents who enjoy spending time outdoors, the harsh winter weather can feel restrictive.
15. Flooding Risks in Certain Areas
Illinois is prone to flooding, particularly in areas near the Mississippi and Illinois Rivers. Heavy rainfall and snowmelt can lead to rising water levels, causing property damage and disrupting transportation and daily life. Flood-prone regions may require homeowners to purchase additional flood insurance, adding to the overall cost of living. For those living near rivers or in low-lying areas, the risk of flooding can be a significant concern.
16. Inconsistent Public School Quality
While some areas of Illinois, particularly suburbs near Chicago, have excellent public schools, other regions suffer from underfunded and underperforming schools. Rural areas and low-income neighborhoods often face larger class sizes, fewer resources, and lower academic performance. For families prioritizing education, finding a high-quality school district can be challenging, particularly outside of more affluent areas. Many parents opt for private or charter schools, which can add to education expenses.
17. High Sales and Income Taxes
In addition to high property taxes, Illinois also has a relatively high state income tax rate of 4.95%. Combined with high sales taxes, the overall tax burden in Illinois is one of the highest in the nation. For residents, this means that a significant portion of their income goes toward taxes, which can strain household budgets. For those looking to minimize their tax liability, Illinois’ high tax rates may be a disadvantage.
18. Aging Infrastructure
Illinois has struggled with maintaining and updating its infrastructure, particularly in rural areas and older parts of Chicago. Many roads, bridges, and public transportation systems are in need of repair, leading to delays, traffic congestion, and safety concerns. The state has made efforts to address these issues, but funding challenges have slowed progress. For residents, the aging infrastructure can make commuting and traveling more difficult and time-consuming.
19. High Cost of Private Education
While Illinois has strong public schools in certain areas, many families opt for private education, particularly in Chicago and its suburbs. However, private school tuition in Illinois can be prohibitively expensive, with annual costs reaching tens of thousands of dollars per student. For families with multiple children, the cost of private education can become a significant financial burden. Access to scholarships and financial aid may be limited, making private education out of reach for many families.
20. Limited Public Transportation in Rural Areas
While Chicago and its suburbs have extensive public transportation options, rural areas of Illinois often lack reliable public transit. Residents in smaller towns and rural regions are heavily reliant on cars, which can be costly in terms of fuel, maintenance, and insurance. The lack of public transportation can also limit access to jobs, healthcare, and other essential services for those without vehicles.
21. Pest and Insect Problems in Warmer Months
Illinois’ humid summers can lead to an increase in pests and insects, particularly mosquitoes, ticks, and ants. These pests can make outdoor activities less enjoyable and pose health risks, such as Lyme disease from ticks or West Nile virus from mosquitoes. Residents often need to invest in pest control services or take preventive measures to keep insects at bay during the warmer months.
22. Poor Condition of
Some Public Schools
Some of Illinois' public schools, particularly in lower-income neighborhoods, are in poor condition, with aging facilities and outdated technology. These schools often lack the resources needed to provide students with a high-quality education, leading to lower academic performance and fewer extracurricular opportunities. For families living in these areas, finding alternative education options can be difficult and costly.
23. Increasing Homelessness in Urban Areas
Illinois, like many other states, has seen a rise in homelessness, particularly in larger cities like Chicago. The increasing cost of housing, combined with economic challenges and a lack of affordable housing options, has contributed to the rise in homelessness. This issue affects both urban and suburban areas, and it poses a challenge for local governments and communities to address the growing need for housing and support services.
24. Limited Job Opportunities in Certain Industries
While Illinois has a strong job market in sectors like finance, healthcare, and education, other industries, such as manufacturing and agriculture, have seen declines in recent years. For those seeking employment in these industries, job opportunities may be limited, particularly in rural areas. The decline in certain industries has also led to economic stagnation in some regions, making it harder for residents to find stable employment.
25. Political Polarization
Illinois, particularly the divide between Chicago and the rest of the state, experiences significant political polarization. Chicago tends to lean more liberal, while many rural areas are more conservative. This divide can lead to political tension, particularly during elections or when discussing state policies. For residents who prefer a more politically unified environment, this polarization can be frustrating and contribute to feelings of division.
